We're here for you in ways that may surprise you.

Your health. Your health plan. Better together.

You do so many little things to take care of yourself. At Independence Blue Cross, we understand, and we want to help. That's why our Medicare Advantage plans cover a lot more than just doctor and hospital visits.

With a focus on putting our members first, our Keystone 65 HMO plans are rated 5 out of 5 stars — Medicare's highest rating — for 2022. Our Personal ChoiceSM PPO plans are rated 4.5 out of 5 stars. The Centers for Medicare and Medicaid Services (CMS) Star Ratings measure plan quality in several categories, with customer feedback being a key factor.

We want you to understand how to access all your plan's features, and we've made it easy. The presentations below explain it all in a simple, straightforward way … so you can start taking full advantage of all the services available to you. You can watch each presentation when it premieres, or view it later — at your convenience — in the comfort of your home.

Man and woman on computer

Let's start with the basics

What does your plan cover, and how does your plan work for you? Make sure you understand so you can make well-informed decisions about your health care. Choose your plan type from the options below.

Keystone 65 HMO (Preferred, Select, or Basic)
Keystone 65 Focus HMO-POS
Personal Choice 65SM PPO plans


Smile, look sharp, and listen up!

Dental, vision, and hearing benefits are included in your Medicare Advantage plan — with $0 in-network copays for routine exams! Get all the details by watching this presentation. Choose your plan type from the options below.

Register now: Keystone 65 HMO and HMO-POS plans
Register now: Keystone 65 Preferred HMO
Register now: Personal Choice 65SM PPO plans

Couple in kitchen

Man drinking coffee

Get the most from your Rx benefit

If your Medicare Advantage plan includes drug (Part D) coverage, find out how you can pay the best possible price on your prescriptions! This presentation explains what you need to know.

Register now


3 more ways to save on your health care

Schedule a virtual doctor visit 24/7 with MDLIVE. Use a quarterly allowance to buy eligible over-the-counter items like pain relievers, vitamins, supplements, and more. And see a chiropractor or acupuncturist for a low copay. Find out how these benefits work by watching this presentation.

Register now

Man communicating with doctor

Woman communicating with doctor

Extra help for those who need extra care

Members with diabetes and other qualifying conditions can get reduced copays for certain specialist visits and approved insulin products — plus transportation, grocery, and meal assistance. This presentation explains who's eligible, and how these benefits can make taking care of yourself easier and more affordable.

Register now



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Website last updated: 12/16/2021