Our Story

Independence Blue Cross has an 85-year history of caring for the people of Southeastern Pennsylvania. We have one of the largest networks of doctors and hospitals in the region and offer a variety of Medicare plans to choose from to fit your unique needs. That’s Medicare that cares back.

Our Plans

Keystone 65 HMO
  • Premiums as low as $0
  • Can include Part D prescription drug coverage
  • No deductibles
  • Optional dental and vision coverage
Personal ChoiceSM 65 PPO
  • New for 2020! Personal Choice 65 Prime PPO with a $0 premium and prescription drug coverage
  • Gives members the freedom to see any doctor or hospital in the U.S. (members may pay more for non-network providers)
  • Can include Part D prescription drug coverage
  • Optional dental and vision coverage
MedigapFreedom
  • Freedom to see any doctor who accepts Original Medicare
  • Prescription drug coverage not included
  • Guaranteed acceptance when eligibility requirements are met
  • Access to vision and hearing discounts

Our Provider Network

Independence Blue Cross Medicare Advantage members have access to one of the largest provider networks in Southeastern Pennsylvania.

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Our Prescription Drug Coverage

Part D prescription drug coverage can be included with our Keystone 65 HMO and Personal Choice 65 PPO plans. This list of covered drugs is carefully selected by Independence Blue Cross with the help of a team of doctors and pharmacists, and is reviewed and approved by Medicare.

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Wellness and Member Perks

We offer a full range of innovative benefits and services to give our members the information, programs, and support they need to live healthy and stay healthy, including a SilverSneakers® fitness membership, an over-the-counter allowance, health coaches, and much more.

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Y0041_HM_19_76207 Accepted 6/28/2019
Website last updated: 6/14/2019